For 2026, the maximum combined contribution limit for Traditional and Roth IRAs is $7,500 for individuals under age 50. For those age 50 and older, the limit is $8,600 (which includes a $1,100 catch-up contribution). [1, 2]
Key Contribution Details
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Base Limit: $7,500
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Age 50+ Catch-Up: $1,100 (Total: $8,600)
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Deadline: Contributions can be made until the unextended federal tax filing deadline for the 2026 tax year (typically April 15, 2027). [1, 2]
