Why Take Action Today?

“Anyone of any age should think about getting a life insurance policy. When getting a life insurance policy, it is better for you to invest in one while you are in good health and the younger you are. Life insurance companies dictate a person's policy price and coverage, along with a few other things, based on how healthy someone is, and how old someone is. So the younger you are and the healthier you are, the better insurance policy you'll get based on price and how much they'll cover you for.

If you wait another two years or even a year, the price of your insurance policy could change, even by just a few hundred dollars in coverage. If currently you're in good health, but down the line you possibly injure yourself or go through an unfortunate sickness, you'd want to have your policy in place so that it's covered if that happens. Nobody ever plans for an unfortunate health incident, but sometimes it does happen, so it's best to get a life insurance policy and cover yourself before anything happens.

If something does happen, or if you already have a pre-existing condition, that should not stop you from getting a life insurance policy, because the best time to get one is always now. If you wait a week, one month, or one year, your prices are changing, and the insurance policy will see you as more of a risk. To benefit yourself, you should get a life insurance policy today. You can get whole life or index universal life and possibly invest it, or there are many forms you can take, but take action today.” - Talia Hines